These days human beings are effectively need pets not only for having it but to have compassion and a feel of love. For centuries, pets are like families for many. People care pets like they care their family member. In modern society, insurance has become a useful thing and this useful thing is very useful for your pet health as well.
80% of Indian consumers rely on friends and family for purchasing insurance: Study
Pet insurance is just this kind of insurance policy that gives you protection against various veterinary expenses which can be incurred in order to treat their pet, in event of any accident or illness.
In countries like India, it is still a very new thing. People are generally hesitant or not-informed about this service. But owing to increasing demand of pet ownership in India, there are few insurance providers which are offering full-fledged insurance coverage to pet animals such as dogs, cats or any other pet.
We are going to tell you which insurance plan is best for your pets in India. Here is the list-
Bajaj Allianz Pet Dog Insurance Policy
Maximum Annual coverage- Up to INR 50,000
Entry Age- 3 month- 7 years
Coverage Available For Only Dog
Future Generali India Dog Health Insurance
Maximum Annual Coverage
Depending upon breed and size of dog.
Entry Age- 6 months to 10 years
Coverage Available For Only Dog
The New India Assurance Dog Insurance Policy
Maximum Annual Coverage INR 50,000
Entry Age 8 weeks to 8 years.
Coverage Available For Only Dog
The Oriental Insurance Dog Insurance
Maximum Annual Coverage Up to INR 50,000
Entry Age 8 weeks to 8 years.
Coverage Available For Only Dog
Digit Pet Insurance Policy
Maximum Annual Coverage INR 50,000.
Entry Age 8 weeks to 8 years.
Coverage Available For Dogs and Cats
What is Pet Insurance?
Pet insurance is a form of insurance that pays, partly or in total, for veterinary treatment of the insured person’s ill or injured pet. Some policies will pay out when the pet dies, or if the pet is lost or stolen.
As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pets’ health care and standard of living than previously, the market for pet insurance has increased.
The following are some of the general exclusions from most available pet insurance plans:
Intentional or malicious harm to the pet
Injury or illness caused by neglect or inexperienced pet handling
Loss or harm caused by any form of war, rebellion, or insurrection
Hereditary disorders
Developmental defects
Death from rabies, distemper, viral hepatitis, viral enteritis, leptospirosis, and other diseases
Illness contracted prior to purchasing the policy.
Spaying or neutering, vaccinations, microchipping, ear or teeth cleanings, annual checkups
~ Best Pet Insurance in India 2023